• Earn 5 metrostyle VIP Points™ for every dollar you spend on metrostyle® credit card. Receive a $10 metrostyle merchandise rewards certificate for every 1,000 points you collect! click for details
• Save up to $150 annually! click for details
• Access exclusive offers and merchandise discounts on the metro VIP page of the website. Click here: metrostyle.com/VIP
• Pay nothing for 90 days using our deferred billing option! click for details
• Receive a coupon for 25% off your favorite item with your new metrostyle® credit card.

Plus...

• No finance charge if balance is paid in full each month. click for details
• No Annual Fee
• Easy online account management and bill payment access through metrostyle.com
• Convenient minimum monthly payments

Expanded Details: metrostyle® Credit Cardholder Programs and Benefits

metrostyle VIP Points™

Earn 5 points for every dollar spent on your metrostyle® credit card at metrostyle.com or from any metrostyle® catalog. Earn 5 points for every dollar spent on your metrostyle® credit card at Chadwicks.com or from any Chadwicks catalog. Each time you accrue 1,000 points, a $10 metrostyle merchandise rewards certificate will be issued.

Additionally, cardholders will be notified of opportunities to earn bonus metrostyle VIP Points™ throughout the year.

The metrostyle VIP Points™ program is provided by metrostyle®. The terms of the Rewards Program may change at any time. metroVIP rewards certificates will be calculated regularly and fulfilled on your monthly billing statement and are good for one-time use only. Points accumlated by metroVIP cardholders that do not qualify for a rewards certificate will expire after 12 months.

Deferred Billing Option

As a metrostyle® credit cardholder, you may chose to defer payment on orders from 90 days of the purchase date. Use Deferred Billing code MSVIPDB in your shopping bag to accept your deferred billing option.

Use Deferred Billing code: MSVIPDB when you checkout. Charge your metrostyle order to your metrostyle, Chadwicks, or Chadwicks Visa, account. There will be no payments required for 90 days on this promotional plan purchase. You must request the Defer Bill option to defer your payments. To take advantage of our Defer Bill offer, all purchased must be made by credit card and will be subject to credit approval. (Sorry, debit cards and secured credit cards are not eligible for the Defer Bill offer. Other restrictions may apply). *If you are using your Chadwicks Visa card or any other Boston Apparel Group or Redcats USA brand credit card account (Brylane Home, Jessica London, King Size, Onestropplus.com, Roaman's, the Sportsman's Guide, Woman Within), please see the following for details.

*Deferred Billing disclosure: No Finance Charges apply on promotional credit plan purchases if the balance is paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for three consecutive billing cycles, under this or any other metrostyle promotional credit plan, the remaining balance will be included in your regular revolving balance and regular credit terms will apply. Boston Apparel Group and Redcats USA brand credit card accounts are subjec to an APR of 22.8%, minimum montly FINANCE CHARGE of $1.00. For Chadwicks Visa cards or any other Boston Apparel Group or Redcats USA brand Visa card accounts, as of August 1st 2009 the APR is 10.99% for Tier Three accounts, 17.99% Tier Two accounts and 21.99% for Tier One accounts; thes rates may vary. Minimum monthly FINANCE CHARGE of $1.00

Up to $150 Annual Savings

metrostyle® credit cardholders may save up to $150 annually, based on the expected savings of applicable offers to credit cardholders.

No Finance Charge

No Finance Charges apply when the entire account balance is paid in full before the end of each billing cycle. Amounts are subject to an APR of 22.8%, minimum monthly FINANCE CHARGE of $1.00.